Secrets AI Pricing Plans: Free, Lite, Plus, Premium & Ultimate Compared
Secrets AI operates on a dual-cost model: a monthly subscription that determines your message limits and monthly Moments grant, plus a Moments balance that depletes with every image, video, voice call, and premium action. Understanding both layers before subscribing prevents the most common frustration users report — running out of Moments mid-month without realizing how quickly certain features drain them.
This page covers exact prices, what each tier unlocks, the real math on Moments spending, and which plan makes sense for which type of user.
Secrets AI Pricing Overview
Five subscription tiers are available, with monthly, biannual, and annual billing options on Premium and Ultimate:
| Tier | Monthly | Biannual (per month) | Annual (per month) |
|---|---|---|---|
| Free | $0 | — | — |
| Lite | $5.99 | — | $4.00 |
| Plus | $9.99 | — | $6.67 |
| Premium | $19.99 | $15.00 | $13.33 |
| Ultimate | $39.99 | $30.00 | $26.67 |
Quarterly billing ($49.99/3 months for Premium, $99.99/3 months for Ultimate) is also available as a middle-ground commitment option.
What You Get on Each Plan
Free Plan
The free tier provides a functional introduction to the platform — enough to evaluate the chat interface and conversation quality, but not enough for sustained use:
- 20 messages per day
- 500-character maximum per message
- 200 Moments (one-time starting credit, not monthly)
- Basic short-term memory (last 2-3 exchanges only)
- No image generation, no video generation
- Full character library access for browsing and conversation
The 200 starting Moments are a one-time credit — they do not refresh monthly. At 25-50 Moments per image, that initial credit covers roughly 4-8 images before it runs out.
Lite Plan ($5.99/mo)
Lite is the entry-level paid tier, stepping up message volume and unlocking basic media features:
- 100 messages per day
- 1,000 Moments per month
- Basic long-term memory (approximately 14-day recall window)
- Access to 3-second video clips
- Standard image generation
The 1,000 monthly Moments budget covers approximately 20-40 images OR 20 short video clips per month — but not both. Lite suits text-focused users who want improved message limits and basic memory without committing to higher spending.
Plus Plan ($9.99/mo)
Plus is the most-recommended tier for general users. The jump from Lite to Plus is significant:
- Unlimited messaging (no daily cap)
- 3,000 Moments per month
- Improved memory — approximately 30-day recall with topic and tone awareness
- Full image and video generation access
- Annual rate reduces this to $6.67/month
The unlimited messaging alone removes the most common friction point. 3,000 Moments supports approximately 60-120 images OR 5 full-length video clips OR 30 minutes of voice calls per month — a practical budget for casual-to-moderate media use.
Premium Plan ($19.99/mo)
Premium unlocks the full memory experience and professional-grade generation capabilities:
- Unlimited messaging
- 8,000 Moments per month + 10% bonus on top-up purchases
- Unlimited memory with full emotional timeline
- Time Machine (review and revisit past conversations)
- Premium AI models for higher-quality responses
- 4x memory access multiplier
- +60% context length for more coherent long sessions
At $13.33/month annually, Premium represents the tier where the platform's relationship simulation capabilities fully emerge. 8,000 Moments per month supports approximately 160-320 images OR 13 full-length video clips OR 80 minutes of voice calls — or a practical mix of all three.
Ultimate Plan ($39.99/mo)
Ultimate is designed for power users who want maximum output volume and exclusive features:
- Unlimited messaging
- 15,000 Moments per month + 15% bonus on top-up purchases
- Everything in Premium, plus:
- Group chats with up to 3 AI characters simultaneously
- Personas (identity-switching for complex roleplay)
- 6x memory access multiplier
- +100% context length
At $26.67/month annually, Ultimate is only justifiable for users generating significant volumes of video and image content, or those specifically interested in group chat and persona features.
Understanding the Moments System
Moments are the platform's virtual currency — every premium action depletes your balance. The monthly allocation from your subscription tier refreshes each billing cycle. Unused Moments do not roll over indefinitely.
Cost per action:
| Action | Moments Cost |
|---|---|
| Text message | 1-2 Moments |
| Image generation | 25-50 Moments |
| Short video (3 seconds) | ~50 Moments |
| Full video clip | ~600 Moments |
| Voice call | 100 Moments per minute |
| Manual memory save | 10 Moments |
| New custom character | 1,000-1,500 Moments |
The cost asymmetry is significant: text messages are essentially free from a Moments perspective (1-2 each), while a single full-length video clip costs as much as 600 messages. Users who primarily chat — and occasionally generate images — will find their monthly allocation lasting the full month. Users who generate video regularly will need Premium or Ultimate to avoid running dry.
Bulk Moments top-up options are available if you exhaust your monthly grant:
| Bundle | Price | Discount |
|---|---|---|
| 1,980 Moments | $5.99 | Base rate |
| 5,280 Moments | $14.99 | ~5% |
| 11,880 Moments | $29.99 | ~16% |
| 26,400 Moments | $59.99 | ~22% |
| 59,400 Moments | $119.99 | ~27% |
| 118,800 Moments | $249.99 | ~30% |
Annual vs Monthly — Savings Breakdown
Every tier that offers annual billing saves approximately 33% compared to monthly pricing:
| Tier | Monthly Rate | Annual Rate | Annual Savings |
|---|---|---|---|
| Lite | $5.99 | $4.00/mo ($48/yr) | ~$24/year |
| Plus | $9.99 | $6.67/mo ($80/yr) | ~$40/year |
| Premium | $19.99 | $13.33/mo ($160/yr) | ~$80/year |
| Ultimate | $39.99 | $26.67/mo ($320/yr) | ~$160/year |
The standard approach: start monthly for the first one or two billing cycles to verify you're using the platform consistently, then switch to annual billing for the ongoing savings.
Which Plan Is Right for You?
Just exploring: Start with the free tier. 200 Moments and 20 messages/day is enough to evaluate conversation quality and the character interface without spending anything.
Text-focused casual user: Plus ($9.99/month) — unlimited messaging, 3,000 Moments for occasional media, and 30-day memory recall is the minimum for a satisfying experience.
Regular image generation: Premium ($19.99/month) — 8,000 Moments comfortably covers regular image creation alongside chat without constant budget monitoring.
Heavy video creator: Ultimate ($39.99/month) — video clips at up to 600 Moments each deplete budgets quickly; 15,000 monthly Moments makes frequent video generation sustainable.
Budget-constrained: Lite ($5.99/month) — removes the free tier's message cap and adds basic media access, though Moments will feel tight if you use images often.
For a direct comparison of what you gain by upgrading from free, the free vs premium comparison page walks through the differences tier by tier. For context on how Secrets AI pricing compares to competing platforms like CrushOn AI ($5.99/month) or Candy AI ($12.99/month), see the alternatives overview.
Payment Methods and Billing
Accepted payment methods:
- Visa
- Mastercard
- Virtual debit cards
- Cryptocurrency (minimum $20 transaction)
American Express is not accepted. Billing appears on card statements as "Sun Clinical Laboratories" — no reference to AI, girlfriend services, or adult content. This discretion is built into the platform by design. Cryptocurrency payments offer the highest level of financial privacy for users who prefer it.
Subscriptions can be cancelled at any time; access continues through the end of the paid billing period. No refund policy details are publicly available on the site.
View current plans and start free at Secrets AI →
FAQ
Yes — a free tier exists with no payment required. It includes 20 messages per day, a one-time grant of 200 Moments, and full character library access. However, it does not include image or video generation, and memory resets after 2-3 exchanges. It functions as a trial to evaluate the platform rather than a complete product. For context on exactly what the free tier does and does not provide, the free vs premium comparison breaks down every difference.
Yes. Moments can be purchased separately from your subscription tier using top-up bundles starting at 1,980 Moments for $5.99. Bulk purchases up to 118,800 Moments for $249.99 are available, with discounts increasing at higher quantities (up to approximately 30% off at the largest bundle). This makes it possible to stay on a lower subscription tier but top up for a particularly media-heavy month without upgrading permanently.
Monthly Moments allocations from your subscription do not roll over indefinitely at the end of each billing cycle — they reset when your subscription renews. Purchased top-up Moments may have different expiration terms; check the platform's current policy at the time of purchase. This is one of the most practical reasons to calibrate your subscription tier to your actual usage rather than over-buying.
Card statements show the charge as "Sun Clinical Laboratories" — no mention of Secrets AI, AI girlfriend services, or adult content. This discreet billing is a deliberate feature of the platform. For users who prefer complete financial privacy, cryptocurrency payments are accepted with a minimum transaction of $20. Read more about security on the detailed review page.